Albert Hayrapetyan

I am profoundly enthused by the boundless potential of Central bank digital currencies (CBDCs) in their capacity to reshape the landscape of finance in the future. The program's meticulous exploration of CBDC design and implementation strategies has provided me with a profound sense of empowerment to delve into this rapidly evolving realm from a rigorous academic standpoint. I extend my sincere appreciation to the Joint Vienna Institute for offering this enriching educational experience, which has undoubtedly expanded my intellectual horizons.

Albert Hayrapetyan, Head of Payments Systems Division, Department of Financial Infrastructure Development, Ministry of Economy, Armenia.

Course on Central Bank Digital Currencies: Principles and Policy Considerations, July 24-28, 2023.